The First Southern story began in 1982 when 26-year-old, Jess Correll, sought advice from former State Banking Commissioner, Randy Attkisson, about how to buy a bank in Stanford, Kentucky. With a guarantee from family members plus a little cash down, Jess got a loan to close the purchase of Lincoln County National Bank in 1983.

Over the next 33 years, the bank has grown into a diversified financial institution investing in commercial real estate, a life insurance company and acquiring several community banks in Central and Western Kentucky.

In the early 90s, First Southern National Bank’s leaders experienced a dramatic shift in the way they conducted business. Board Members went through, Crown Financial Ministries, learning the Biblical perspective of money, for the first time. The impact of the study was profound, and
completely changed the way the bank’s leaders operate even today.

In 2006, the bank’s leaders formalized a purpose statement, mission and set of core values.

First Southern team members recognize they have been given an opportunity to use their example, influence and resources to help others make wise financial decisions. In fact, encouraging others to give generously, save regularly and to spend wisely has been part of the bank’s philosophy for many years.

The bank’s passion for building a great company has never been stronger. They continue to refine their strategies to fit an ever-evolving industry, while holding true to small town roots.

First Southern offers a robust lineup of products and services, including state of the art online and mobile banking services, while continuing to take pride in delivering more than is expected to each customer and visitor. People bank with people, and First Southern customers are served by some of the best in the business.

First Southern’s home office is still located in Stanford, Kentucky. Regardless of the never-ending potential for change and growth within the banking industry and the communities they serve, First Southern’s leaders vow to never forget where they came from.

To learn more about First Southern National Bank, visit them online at Interested in talking to a banker? Call 866-602-3762.


GENEROSITY: Giving is huge! We believe in sharing our time, our knowledge and our resources with others.

RELATIONSHIPS: They matter a lot – in our faith, our families, our friendships and our work.

EXCELLENCE: We strive for excellence in all we do, and we recognize that it comes only through continuous learning and effort.

ACCOUNTABILITY: We believe that we should always do the right thing and we hold ourselves accountable to that.

TEAMWORK: We succeed as a Team. Personal ambition is imortant but each of us must be willing to sacrifice it for a Greater Good! These Values drive our decisions and guide the integration of our faith, families and work.

First Southern National Bank is a proud sponsor of An Evening With Amy Grant at the Norton Center. For more information about First Southern National Bank please visit